For Homebuyers

Gateview on Mass Ave

Are you considering buying a home? The City has many programs to assist potential homebuyers through every step of the process.

Homebuyer Classes

We offer a CHAPA-certified First-Time Homebuyer Class ten times each calendar year. The class is free and open to all. You must register for the class. We also offer the Homebuyer 201 post-purchase class several times each year. For more information about available classes please click here

Online Registration for the First Time Homebuyer Class

Registration for the four week First Time Homebuyer Class in January is now open. To register please click here

Please note: The class is not offered during the month of December.

Workshop on Condominium Ownership

Are you interested in learning more about condominiums and the special nature of this type of ownership? The City of Cambridge and the Massachusetts Affordable Housing Alliance (MAHA) are offering two workshops on November 3 and November 10 which will cover the following:

  • Legal structure of condominiums;
  • Property management and maintenance; and
  • Financial management and taxes; condominium insurance.

This class is open to anyone considering purchasing a condominium or for a current owner of a condominium. For more information or to register, please click here to go to the MAHA Website.

Individual Pre-Purchase Counseling

If you have questions about the homebuying process, homeownership, mortgages, or buying a home through a City program, Housing Division staff can provide Cambridge residents who have completed the First-time Homebuyer Class with one-on-one counseling. Please contact Antonia Finley, Homebuyer Coordinator, at 617/349-4643 or afinley@cambridgema.gov to set up an appointment. 

Affordable Homeownership Units

The City offers affordable homeownership units which are available to first-time homebuyers with incomes up to 100% of Area Median Income who would like to purchase a home in the city.

For information about purchasing a unit through the City's affordable housing programs, please click here.

The City also offers financial assistance to help new homebuyers buy units on the open market. For information about the Financial Assistance Program, please click here.

Downpayment Assistance

The City provides downpayment assistance to income-qualified buyers who meet program guidelines. For more information, please click here.

Affordable Mortgage Products

Housing Division staff work with homebuyers to help you understand and assess available mortgage products. There are several products which are specifically designed for first-time buyers and make homeownership more affordable. For more information about these mortgage products, please click here.

For More Information

If you have questions about homebuying, affordable homeownership units, or mortgage products, sign up for the First-Time Homebuyer Class, pre-purchase counseling, or contact Antonia Finley, Homebuyer Coordinator, at 617/349-4643 or afinley@cambridgema.gov.