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Housing Stabilization Program

The City of Cambridge COVID-19 Housing Stabilization Program serves to provide short term financial assistance to individuals and families in Cambridge who are experiencing housing instability due to the economic impact of the COVID-19 pandemic. This program represents the City of Cambridge’s second phase of COVID-19 related resource disbursement for housing assistance.

The program will be administered jointly by the City Manager’s Office through the Office of the Housing Liaison, the Department of Human Services Programs (DHSP) through the Multi-Service Center (MSC) and the Community Development Department (CDD). View a PDF flier about this program.

The program will subsidize eligible households whose rent, condominium fees, or cooperative carrying charges are more than 40% of their income at time of application, by providing a two-month subsidy: the amount by which that housing cost exceeds 40% of the household’s current income.

We encourage applicants to apply for the COVID-19 Housing Stabilization Program online, using the ViewPoint system. The online application is now available.

If you are unable to complete an application online, you may call 617-349-9797 to request assistance completing an application over the phone. Staff will make best efforts to return your call within 3 business days.

How to Apply

Applicants are encouraged to apply for the COVID-19 Housing Stabilization Program online beginning July 20, 2020. Additionally, applicants who are unable to complete an application online may call 617-349-9797 to request assistance completing an application over the phone. Staff will make the best efforts to return calls within 3 business days.

Apply Now

Eligibility Requirements

  • Applicants must be Cambridge residents.
  • Applicants must be Cambridge Tenants or Owners of a limited equity co-op or a home purchased subject to long term affordability restrictions administered by the City or other public agency.
  • Applicants’ total household income must be at or below 80% of the Area Median Income (AMI) at the time of application. (see chart below)
  • Applicants must demonstrate that their housing costs (condo fee, cooperative carrying charge, or rent) are more than 40% of their gross household income, at the time of application.

2020 HUD 80% Area Median Income Chart (Monthly)

Household Size 1 Person 2 Person 3 Person 4 Person 5 Person
80% Area Median Income $5,616.67 $6,416.67 $7,220.83 $8,020.83 $8,662.50

Examples

  1. If a 2-bedroom unit's rent is $3,000 per month, and 40% of the applicant’s total household gross monthly income is $1,000, the tenant will pay $1,000 per month for 2 months, and the program would pay $2,000 per month for 2 months.
  2. The total gross household income for a two-person household is $2,000 per month, and the monthly rent for this household's studio apartment is $1,700. 40% of this household's $2,000 per month total gross income is $800. Their $1,700 per month rent exceeds $800, making them eligible to apply for assistance. Similarly, their annual income of $24,000 ($2,000 x 12), is below the maximum income for their household size (per the AMI chart).
    • The program’s calculation would be: $1,700 (the total amount owed) - $800 (40% of the applicant's income) = $900.
    • $900 is the amount beyond 40% of their income that the applicant would otherwise have to pay per month, towards their housing costs.
    • The program would pay two months at $900, for a total of $1,800 in rental assistance for the household.

Contact Information

If you are unable to complete an application online, you may call 617-349-9797 to request assistance completing an application over the phone. Staff will make best efforts to return your call within 3 business days.

Page was posted on 4/16/2020 11:15 AM
Page was last modified on 10/19/2020 1:55 PM
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