Businesses

What's Open?

Interested in learning which Cambridge businesses are open or closed during the COVID-19 pandemic? Check out this list which will be frequently updated, and also visit Cambridge's business associations to learn more: 

If you or a business you know is open in Cambridge, please contact Pardis Saffari at psaffari@cambridgema.gov.

Cambridge Orders, Guidelines, & Guidance for Local Businesses

Mandatory Emergency Orders & Guidance from the City of Cambridge

Local guidance from the Cambridge Public Health Department

Local & State Resources & Assistance

City of Cambridge programs & resources for small businesses

  • Cambridge Small Business COVID-19 Relief Grant 
    The Small Business COVID-19 Relief Grant Program is a special program helping Cambridge’s U.S. Department of Housing and Urban Development (or HUD) eligible retail, food, personal services, and creative for-profit businesses with a grant up to $6,000 per brick and mortar business. The program provides short-term working capital assistance to enable the viability of the business and the retention of jobs during the severe interruption of business related to the impact of COVID-19 pandemic and resulting social distancing. Grant applications are only available starting March 26, 2020 until May 1, 2020 at 12:00 p.m. EST. This program is first come, first served but we will prioritize businesses that were more severely affected by the state and local closures. There is no guarantee that you will receive a grant. 

 

For information on Cambridge’s ongoing small business programs and grants, click here.

If you and have questions or concerns about operating your Cambridge small business, please contact Pardis Saffari at psaffari@cambridgema.gov.

Commonwealth of Massachusetts information & resources for small businesses

  • COVID-19 Essential Services Order by Governor Baker of 3-31-20
    Governor Baker extended his closure of all non-essential businesses and the Department of Public Health’s Stay At Home advisory to May 4. This step was taken to align with federal social distancing guidelines and current MA public school closures. This extension included minor revisions to the list of essential businesses to resolve some supply chains for essential operations. The list of essential businesses can be found here. Businesses not on this list are encouraged to continue operations remotely as feasible.
  • Tax Extensions and Waivers Aimed at Assisting Small Businesses 
    On Thursday, March 19, the Massachusetts Department of Revenue (DOR) issued emergency regulation 830 CMR 62C.16.2(7), which grants extensions on remitting the room occupancy tax and the sales/meals tax and is aimed at assisting small businesses. Learn More

Federal Resources & Assistance

Information about the federal economic relief package known as the CARES Act

On Friday, March 27, President Donald Trump signed into law a $2 trillion economic stimulus package known as the CARES Act to provide relief to residents and businesses impacted by the COVID-19 public health crisis. Click here for a frequently asked questions resource that aims to provide clarity on how you or your business may benefit from this bill.

The small business owners guide to the CARES Act

The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just passed by Congress are intended to assist business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain nonprofits and other employers. This guide provides information about the major programs and initiatives that will soon be available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA. Learn more.

US Small Business Administration (SBA) Assistance & Resources

Find information & resources available through the US Small Business Administration

  • US Small Business Administration (SBA) Coronavirus (COVID-19): Small Business Guidance & Loan Resources
    Learn more about Paycheck Protection Program; Economic Injury Disaster Loans and Loan Advance; SBA Debt Relief; SBA Express Bridge Loans; Guidance for Businesses and Employers SBA Products and Resources; Government Contracting; and Local Assistance.
  • Small Business Administration (SBA) Disaster Relief Loan Program
    As of Wednesday, March 18, the SBA’s Economic Injury Disaster Loan (EIDL) program has been activated statewide in Massachusetts. Small businesses are urged to submit applications right away because decisions are made on a first-come, first served basis and there is no cost to apply.  Staff from the local district office will provide an overview of SBA resources available for small businesses to get help, any updated information, and how to apply. Of note, there is a new expedited Processing for loans under $500,000 where the submission of current tax return is not required for small businesses. Additionally, a new 12-Month Deferment period for the first payment was approved for EIDL program.
    • Apply for the Economic Injury Disaster Loan by mail or online at: disasterloan.sba.gov/ela
    • Customer Service Center can be reached at: 1-800-659-2955 or e-mail disastercustomerservice@sba.gov
    • To learn more, go to: www.sba.gov/DISASTER
    • Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years and are available to entities without the financial ability to offset the adverse impact without hardship.
    • Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance.
    • Individuals who are deaf or hard-of-hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
    • The deadline to apply for an Economic Injury Disaster Loan is Dec. 18, 2020.
  • Small Business Association (SBA) Announces Express Bridge Loan Program to Bridge Long-Term Financing
    The Small Business Administration is offering an Express Bridge Loan Program to small businesses impacted by COVID-19. This program authorizes SBA Express Lenders to provide expedited SBA-guaranteed bridge loan financing on an emergency basis in amounts up to $25,000 for disaster-related purposes to small businesses who have applied for and await long-term financing (including the Economic Injury Disaster Loan program). Small businesses who are already working with an SBA Express Lender may be eligible to apply to this streamlined program. Read general information about this program here; guidance is available here. Interested businesses can use the SBA’s Lender Match Tool to find an Express Bridge Loan Lender and apply.

Technical Assistance & Resources

Learn about webinars, tele-coaching & other technical assistance opportunities

  • SBA Coronavirus Special Topic Conference Call Series - In collaboration with the U.S. Commercial Service, the SBA is offering free conference calls on a variety of topics. Click here for a full list and to register.
  • The Small Business Coaching Program offers eligible business owners up to 2 hours of free, one-on-one coaching from industry experts in interior design, legal consultation, marketing, financial planning, and restaurant food service. Click here to learn more about this program
  • Small Business Emergency Preparedness Resources

Workforce Assistance & Resources

Find information & tools on how to avoid layoffs, keeping your workforce engaged, & more.

  • The US Chamber of Commerce Coronavirus Small Business Guide is updated daily with new resources and information to help you during this challenging time. 

General Resources for Local Businesses

Preparedness Resources

 Small business owners invest a tremendous amount of time, money and resources to make their ventures successful. Take time now, before a disaster, to plan to protect your investment.

View Resources

Guidance for Businesses

The CDC has interim guidance based for businesses and employers.

View Resources

Small Business Administration

Smart planning can help you keep your business running if disaster strikes. You’ll want to take the right steps to prevent and prepare for disaster, and know where to get aid if disaster strikes.

Visit SBA Site
Page was posted on 3/18/2020 6:52 PM
Page was last modified on 4/3/2020 12:35 PM
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