Mayor's Disaster Relief Fund Grant & Loan Application Information for Businesses

Grant and loan applications are now closed.

The use of the City of Cambridge’s Mayor’s Disaster Relief Fund for small businesses located in Cambridge will result in the award of grants of up to $10,000, which will not have to be repaid and zero interest loans up to $15,000 from the Cambridge Redevelopment Authority.

The Mayor’s Disaster Relief Fund (“MDRF”) will prioritize businesses that have been more severely affected by the impact of the COVID-19 Pandemic. Regardless of the application status, due to the volume of applications received, there is no guarantee that an applicant will receive a grant. The Mayor’s Disaster Relief Fund reserves the right to deny any application for a grant if it determines in its judgment that the application does not meet the goals of the Mayor’s Disaster Relief Fund.

In addition, the Cambridge Redevelopment Authority (“CRA”) has announced that it has developed a zero (0%) interest loan program (the “CRA Loan Program”) which is being administered in cooperation with Cambridge Savings Bank and will provide loans of up to $15,000 to small businesses that have qualified to participate in the Mayor’s Disaster Relief Fund.

The CRA Loan Program will provide interest free loans that will be repaid in five years with nothing owed for the first year and semi-annual installments paid over the remaining four years. The maximum grant/loan amount for each business is $25,000 (up to a $10,000 Grant and up to a $15,000 Loan) or three months of business expenses, whichever is lower.

Allowable business expenses may include the average rent, salaries, utilities and cost of goods, not covered by other programs. If you are eligible for funding from the City’s Small Business COVID-19 Relief Grant program, or the City’s Small Business COVID-19 Recovery Grant program administered by the City, you are not eligible for a grant from the MDRF.


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