For Homebuyers

Gateview on Mass Ave

Are you considering buying a home? The City has many programs to assist potential homebuyers through every step of the process.

Homebuyer Classes

We offer a CHAPA-certified First-Time Homebuyer Class several times each calendar year. The class is free and open to all. 

We also offer the Homebuyer 201 post-purchase class several times each year. For more information about the classes, visit the Homebuyer Education page.  

Registration for the First-Time Homebuyer Class

The July 2022 First-Time Homebuyer Workshop registration is now available. The workshop will take place virtually via Zoom and pre-registration is required. Click here to sign up.  A confirmation window will appear after you register and a reminder email will be sent prior to the first class.

If you are interested in taking a First-time Homebuyer class with an agency outside of Cambridge, click here for a list of other CHAPA-certified homebuyer education agencies in Massachusetts that offer first-time homebuyer classes.

Registration Workshop on Condominium Ownership

Are you interested in learning more about condominiums and the special nature of this type of ownership? The City of Cambridge and the Massachusetts Affordable Housing Alliance (MAHA) offer a free workshop several times a year. The workshop covers the following:

  • Is owning a condominium right for you?
  • Legal structure of condominiums
  • Property management and maintenance
  • Financial management and taxes
  • Condominium insurance

This class is open to anyone considering purchasing a condominium and current condominium owners. For more information please click here.

Individual Pre-Purchase Counseling

If you have questions about the homebuying process, homeownership, mortgages, or buying a home through a City program, Housing Division staff can provide Cambridge residents who have completed the First-time Homebuyer Class with one-on-one counseling. Please contact Antonia Finley, Homebuyer Coordinator, at 617/349-4643 or to set up an appointment.

Affordable Homeownership Units

The City offers affordable homeownership units which are available to first-time homebuyers with incomes up to 100% of Area Median Income who would like to purchase a home in the city.

For information about purchasing a unit through the City's affordable housing programs, please click here.

The City also offers HomeBridge to help new homebuyers buy units on the open market. For information about HomeBridge please click here.

Downpayment Assistance

The City provides downpayment assistance to income-qualified buyers who meet program guidelines. For more information, please click here.

Affordable Mortgage Products

Housing Division staff work with homebuyers to help you understand and assess available mortgage products. There are several products which are specifically designed for first-time buyers and make homeownership more affordable. For more information about these mortgage products, please click here.

For More Information

If you have questions about homebuying, affordable homeownership units, or mortgage products, sign up for the First-Time Homebuyer Class, pre-purchase counseling, or contact the Homeownership Team at 617/349-4643 or