Eligibility Guidelines

Many Cambridge-sponsored business development programs and services are funded through Community Development Block Grants (CDBG) from the US Department of Housing and Urban Development. Because of CDBG guidelines, we can offer these federally-funded activities free of charge only to eligible Cambridge participants. CDBG eligibility guidelines ensure that federal funding assists residents and businesses in predominantly low-moderate income areas (known as NRS areas) or low-moderate income micro-enterprises. The programs that are subject to these eligibility guidelines include:

To be eligible for these free programs and services, people must meet at least one of the following three criteria:

  • Live in a Neighborhood Revitalization Strategy (NRS) area of Cambridge.  Click here for a map of the NRS Area.
  • Have a business in a Neighborhood Revitalization Strategy (NRS) area of Cambridge. Click here for a map of the NRS Area.
  • Own a Cambridge business with 5 or fewer employees, including the owner(s), who must have family incomes falling within the very low or low-moderate income ranges.

*Cambridge residents that have businesses outside the City of Cambridge cannot apply to the Small Business Enhancement Program. 


Economic Development Division Income Guidelines for Programs

Number of Family Members

Very Low Income

Low-Moderate Income

Above Moderate Income


up to $57,100

$57,101 - $91,200



up to $65,300

$65,301 - $104,200



up to $73,450

$73,451 - $117,250



up to $81,600

$81,601 - $130,250



up to $88,150

$88,151 - $140,700



up to $94,700

$94,701 - $151,100



up to $101,200

$101,201 - $161,550


8-member +

up to $107,700

$107,701 - $171,950



  • These limits are determined by the U. S. Department of Housing & Urban Development and are subject to change at any time.
  • Income is defined as the combined gross annual income for a family from all sources.
  • Family is defined as all related, immediate family members living in the same household (e. g., husband, wife, children, grandparents, uncles, aunts, cousins)

For More Information

For more information, please contact Rona Abrahams, rabrahams@cambridgema.gov, at 617/349-4637. The Community Development Department TTY line is 617/349-4621.